You run your business.
We'll handle the rest.
Investment Advice
FirstEden is committed to a low-cost solution that ensures your investments matches your risk profile.
Investment options include:
- A combination of exchange traded and fixed interest funds which offer access to a myriad of different companies, matched to suit your lifestyle.
- A tactical blend of Australian and international shares from emerging markets, including small global companies and gold. By smoothing out any volatility related to each, they can provide you with a consistence overall return.
- In further consideration of risk management, the dividends from agreed cash reserves provide a good buffer so FirstEden can confidently guide you through any adverse market circumstances.
- Blue chip Australian companies for long term investment.
In sum, our investment approach represents a wise and well-balanced blend that suits your lifestyle and gives peace-of-mind.
Insurance – Life, Trauma & Income Protection
At FirstEden, we research the market to ensure you have the most appropriate insurance at the right price.
We appreciate that your needs, and/or that of your company, may change. Keeping insurance premiums current is also critical when considering –
- Businesses - with debts and or liabilities
- Families – with debts and children
- Businesses with several stakeholders
- Single insurers with financial commitments
- Sole business owners
- Families with estate planning wishes
It’s all about mitigating risk, so together we achieve an integrated financial solution to protect your wealth and future earning potential. FirstEden will be there, not only to guide your strategy, but also should you make a claim.
Superannuation & Retirement Planning
FirstEden can also help you grow and manage your superannuation in readiness for retirement.
Supporting you through any changes to superannuation rules, our expertise can assist build this major asset with an emphasis on strategy rather than product. This way, we at FirstEden leave nothing to chance, irrespective of your stage of life.
In partnership with you, we consider such aspects as -
- The level of super required at retirement to maintain your lifestyle
- An effective contribution strategy
- Hands-on strategic investment management
- Transition to Retirement (TTR) planning
- An effective insurance strategy within super
- Your estate and taxation planning
Estate planning
For your peace-of-mind, a good estate plan will consider your pension and power of attorney as well as assets held only in your name, or jointly held, and those in private companies or trusts.
It should also include the careful planning and recording of your wishes so that the right assets are transferred to the right people at the right time.
Generally, we work closely with tax and/or legal advisers to ensure that your current and future needs and goals are achieved. Wills have very specific requirements which need to be met and fully acknowledged.
The best advice for Estate Planning is most important and the integrity of FirstEden makes sure all is prepared without taking shortcuts.
Self-Managed Superannuation Funds
While a minimum balance of $250,000 is usual for the establishment of a Self-Managed Superannuation Fund (SMSF), FirstEden will investigate if such a strategy is right for you.
We will also assess ongoing running costs related to your SMSF to ensure they are maintained at a minimum.
Wisely constructed and well-managed, such an investment strategy can be a real winner! It offers investment flexibility to give you greater control of this significant component of your retirement income.
“Harry supported us, guided us, but most importantly provided us with the information to set up our retirement pension fund. Without his knowledge and understanding of the industry, but more importantly, his skill and ability to set us up for life, we would not be in the best position we are now.”
Kay Duperouzel
